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    • Meet IRMAA
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    • Medicare Advantage
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    • Medicare DOESN'T Cover
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    • Home Health Care
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    • Hospital Indemnity Plans
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  • GROUP Ins
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    • Disability
  • Social Security
    • When Does It Start
  • National Life
    • RETIREMENT
    • NLG
    • Life Insurance
    • Life Insurance_2
    • Gift of Life
    • IRA's
    • IUL Life Insurance
    • Annuities
    • Financial Calculators
  • ValuTeachers
    • Find Out More
    • Career with ValuTeachers
    • Ready and sign up
  • Mentor Broker Program
    • BROKERS Back office
    • Medicare Mentor Program
  • CRM Technology
  • About

final expense

Over 50 and don't have an Insurance policy, this is why you need it

Why you should have it

Today it cost approx. $10k for a burial, this policy helps your family members pay for those expenses regardless of your health conditions.  So many of my clients have thanked me for having this in place when nothing else was available.  Do this for your Loved ones that you leave behind.  

final expense insurance

PLANNING AHEAD

PROVIDE FOR YOUR LOVED ONES

PROVIDE FOR YOUR LOVED ONES

 

When it comes to your final arrangements, shouldn't you make the decisions?  The arrangements you make will reflect your exact wishes and desires.  Pre-arranging your own funeral service will help to ease the burden of your loved ones.  It will also alleviate any questions, problems or differences, which can occur among family members.

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Arrangements can be made in the comfort of your own home 

PROVIDE FOR YOUR LOVED ONES

PROVIDE FOR YOUR LOVED ONES

PROVIDE FOR YOUR LOVED ONES

 When you pre-arrange, you make those first 24 hours easier for your loved ones. You can also save them money. The stress of making last-minute funeral arrangements often causes people to make unnecessary purchases. By taking care of the arrangements yourself, you free them from spending more than they need too.    Pre-payment will protect you from the rising cost of prices, and it will not be a financial burden on your loved ones.   When you plan ahead you know that your wishes will be fulfilled.

checklist

Pre-Planning Funeral Checklist

Selecting a Funeral Home One of the very first steps to complete is selecting a location for the service to take place. As you are comparing funeral homes, make sure that you are picking a firm that has the space to accommodate your number of expected guest. 

Cemetery What kind of service would you like to have? Whether it’s a traditional funeral or a celebration of life, the choice is up to you. If you are making arrangements for a loved one, ask yourself what kind of service they would have wanted. It’s also important to make sure that whatever you pick will also help your family grieve and find closure.  

Cemetery Location

Choosing a cemetery is very important. This is where your loved one will be laid to rest. Make sure that you are happy with the plot you select and that it is somewhere you will be comfortable revisiting. For instance, if the plot is on the top of a hill and members of your family have mobility issues, visiting the grave may be difficult or impossible for them.

Product

When it comes to selecting funeral merchandise, there are many quality products to consider. Make sure to select a product that meets your family’s needs and budget.

Burial

If you are planning a burial service, many cemeteries now require that the casket is protected with a burial vault. If you are unsure, ask your funeral director or contact the cemetery directly.

Flowers

Select which kind of flowers you would like displayed during the service. Some families do not like to have flowers at a funeral service. If this is the case, select a charity for donations in lieu of flowers.

Readings

If your loved one was religious, there may be certain readings you want to include in the service. This presents an opportunity for family and friends to participate in the service and pay tribute to the deceased.

Music

Music is an integral part of any event. Select the music you would like to be played during the visitation, service and reception.

Pallbearers

Select who will serve as pallbearers for the service. If there is someone you would like to include that will be unable to complete the physical duties, consider naming them an honorary pallbearer.

Donations

If guests would like to make donations in your loved one’s memory, select a charity or organization to receive donations. 

REQUEST A QUOTE -CLICK ON FLOWER

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