About Us

863-588-1582  

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Lynne Clausen has over 27+ years of experience in the Employee Benefits/Insurance arena.  

  If there is a solution, she'll put you on the right path! 

Our founding principle is to help clients achieve their financial and retirement goals.  

She began her career in the small group health market at Oxford Health Plans in 1995 as the Small Group Sales Team Manager and moved into the large group arena as an Account Executive Business Manager with CIGNA Healthcare in 1998.  In 2000, she then spent her time with various General Agencies  helping Brokers grow their business.

Now she runs her own sales and service organization so that brokers can concentrate on their product forte and she takes care of all the Employee Benefit programs along with Retirement, Social Security and Medicare. 

 She's been recognized for her outstanding sales & customer service record.  She is a member and Past President of the National Association of Health Underwriters NJ Central Chapter.  She is a 1986 graduate of the Dale Carnegie Course in Effective Communications & Human Relations/Skills for Success and continues to be a graduate assistant and coaches throughout the years.

She holds various Licenses:  Life & Health, Property & Casualty, Personal & Commercial Lines and Real Estate, Medicare Certified and has a Certification in Consumer Directed Healthcare. 

Health Insurance gets more complicated every day, so we can all use a helping hand to sort out what the best options really are.  We are always happy to go over the coverage options available to you.  A little hands-on assistance from a senior agents like Lynne or Sue can be valuable to you as you make your choice.  This will give you a better understanding of what you are choosing and the benefits the plans provides.

  The financial and healthcare consequences of choosing a health plan without access to all the facts can be consequential to you and your family.  

No Fees 

for our Services our Insurance Carriers pay us when we write an application with you.

Are you turning 65 

Do you need Extra Help with Medicare?

Do you need help enrolling into

 Parts A or B

We give clients A REASON to do business with us.  Click on our Testimonials.

Did you receive a Penalty that you feel shouldn't have been imposed?

Do you know about IRMAA is or how much your Medicare Part B will cost you based on your IRMAA?

863-588-1587

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to schedule an appt, see blue button at very bottom

Susan brings to us 28+ years of administrative management experience under her belt, Susan “Sue” Smigelsky has proved to be a reliable team player when given any tasks. She has worked in many positions as a front desk receptionist, friendly face of a company, and then gradually moved through different positions such as Executive Assistant and leading the operations team. With her go-getter attitude and vision for a company, Sue goes above and beyond to ensure success for the team.

Sue works closely with Lynne Clausen assisting clients from the start of the quoting process through the final application and she will continue to work with you throughout the years in order to make sure you feel at ease and address/answer any questions you may have.

She is our Resident Prescription Drug Plan Guru