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      • IUL Life Insurance
      • Annuities
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    • ValuTeachers
      • Find Out More
      • Career with ValuTeachers
      • Ready and sign up
    • Mentor Broker Program
      • BROKERS Back office
      • Medicare Mentor Program
    • CRM Technology
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  • Home
  • Welcome
    • About Us
    • Healthcare Needs Map
    • Schedule Appointment
    • Our Mission
    • TESTIMONIALS
    • News Letters
    • Blog
    • Our YouTube Channel
  • MEDICARE
    • Medicare
    • HSAs with Medicare
    • Inflation Reduction ACT
    • Medicare Renewals ANOC
    • Choose your Direction
    • PARTS OF MEDICARE
    • Medicare Costs
    • Meet IRMAA
    • Enroll in MEDICARE
    • Medicare 101 Videos
    • Medicare Supplements
    • Medicare Advantage
    • Part D - Prescription
    • Wellness & Physical Exams
    • Quotes for Medicare
    • Medicare DOESN'T Cover
    • Extra HELP
    • Penalties/Appeals
    • Medicaid
    • Home Health Care
    • Help / Gov Sites
    • Senior Websites
    • WellBe Health Asst
    • LINKS
    • AARP Membership
    • Away from USA
  • U65 & Ancillary
    • Ind/Fam Plans U65
    • Group Census Info
    • Quotes
    • Dental & Vision
    • Accident
    • Critical Illness
    • Disability
    • Final Expense
    • Funeral Planning
    • Hospital Indemnity Plans
    • Pet Insurance
  • GROUP Ins
    • Employer NJ forms
  • Disability
    • Disability
  • Social Security
    • When Does It Start
  • National Life
    • RETIREMENT
    • NLG
    • Life Insurance
    • Life Insurance_2
    • Gift of Life
    • IRA's
    • IUL Life Insurance
    • Annuities
    • Financial Calculators
  • ValuTeachers
    • Find Out More
    • Career with ValuTeachers
    • Ready and sign up
  • Mentor Broker Program
    • BROKERS Back office
    • Medicare Mentor Program
  • CRM Technology
  • About

dental & vision

Here's what you can expect from every plan:

  • 100% paid for preventive care, when you use a network dentist.
  • Immediate benefits for preventive & basic care, major benefits start after 12 months.
  • There is NO deductible to pay
  • NO Annual Maximum on cash benefits
  • Add on Vision & Hearing Rider $8.95/mo

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Physicians mutual -Video

Why get Physicians Mutual for Dental 


NO Deductibles

NO Annual Caps

In or Out of Network Coverage

dental & vision

** No Waiting Periods **

Available in ALL States

The Dental and Vision plan you can use anywhere and that will give you up to $5000 max coverage

max of $1500/3000/5000

No Waiting Periods

Dental Plans offered through Nationwide

Vision Riders

 VSP Premier Program

Nationally Recognized Chains


Find out more

Vision Only Plans

EyeMed & VSP

Nationally Recognized Chains

Click on the Green Delta Dental Logo to obtain a Quote.   

This is ONLY for NJ

Click on the Green Delta Dental Logo to obtain a Quote.   

This is ONLY for  Illinois

Click on the Green Delta Dental Logo to obtain a Quote.   


This is for Certain States only:  

AL, CA, DE, FL, GA,  LA, MD, MI,  MT, NY,  NV,  PA, TX, UT, WV


Find a Dentist

Home Health Care

Did you put off obtaining a LTC Policy or just can’t afford it?

NOW YOU CAN DELAY OR AVOID Going into a Nursing Home and Stay at Home with Home Care .


National Average Cost of LTC

NJ = $70k/year approx.

 http://www.altcp.org/long-term-care/long-term-care-cost/ 


A Failure to Plan is a Plan to Fail

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STARTING JANUARY 1, 2021

Dental Discount


 Members in all states (except NY)  will receive discounts for dental services from in-network dentists through Dentegra at no additional cost! 


 • The discounts are available for services received from in-network general dentists and specialists only. Assist clients in locating a provider in his/her area by using the Dentegra website: www.Dentegra.com/UnitedHealthcare      (website active 1/1/2021). AARP Medicare Supplement Plan members can call UnitedHealthcare customer service at 1-800-523-5800 for help with locating a Dentegra in-network provider. • After selecting a network provider, clients can contact the office and identify themselves as an AARP Medicare Supplement Plan member in o  n ietification card to the dental office to verify eligibility. • After obtaining services, individuals pay the provider directly   

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